Small Acorn Money has been established to teach you how to take control of your money and make better financial decisions.
This will be achieved by writing ebooks, producing giveaway guides, creating educational digital courses, posting regular tips and opinions through the blog money musings, and answering your general money related queries via ask about money.
If you would like a more bespoke, educational, financial planning service, you can create Your Plan, where I will help you take control of your finances and develop a comprehensive financial plan to ensure your money is aligned to your life and goals.
Two lessons that provide the foundation of Small Acorn Money are based upon the two quotes to your right. These lessons are simple to learn, yet are so often entirely ignored:
1. Spend less than you earn.
2. The power of compounding interest.
When you combine the two most important lessons outlined above, you will find your prosperity will gradually increase and your life will be enhanced; much in the same way as an acorn grows into an oak tree over many years.
But these two lessons are just the foundation. There are many lessons to learn.
With all of the available investment options, how do you invest wisely? How do you ensure you have financial freedom? How can you enrich your life and increase your family’s prosperity?
Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays itAlbert Einstein
Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.Charles Dickens, from the book David Copperfield
I have no intention of disagreeing with you during your financial planning process. However, you are paying for independent thought and unbiased counsel. An important part of this is challenging conversations, and playing devil’s advocate on occasion to test the...read more
You pay me an explicit fee to solely work in your best interests. I have no ulterior motive, sales targets, or conflicts of interest. I have no financial products to sell you. I am going to pick on the traditional financial advice model a little bit to explain why I...read more
There have been two big developments in the world which I believe are game changers to how you should live your life and manage your finances. Well, at least for me personally. Work is a thing you do, not a place you go In the early years, humans were nomadic hunter...read more
At first glance, this may seem like an obvious and easy question. Yet give it some thought and it becomes the big question and one that is always changing. Those who have spent time contemplating what they want to achieve in life, and considered how they will use the...read more
With the uncertainty of the future, changing local and global economies, political upheaval, and unpredictable and sometimes unstable financial markets; our savings are always at the risk of some form of loss. Savings kept in the bank can assure the security of your...read more
This question and answer originally appeared at Quora. As early as possible; yesterday would have been better. In the UK you are able to start a pension from birth. Your parents or grandparents can contribute up to £2,880 pa and you will receive basic rate tax relief,...read more
This question and answer originally appeared at Quora. I'm a sophomore in college, therefore I have no degree yet. How can I make 50k in a year while still being a full time student? I'm specifically interested in making passive income. The passive income you are...read more
This question and answer originally appeared at Quora. Update: I'm up to $7,000! It largely depends on when you will die. If you live until you are say 100 (which is quite feasible), then you will most likely be physically and/or mentally unable to work. You really...read more
My mother, age 63 is receiving a $100K life insurance payout. She has no income and little saved for retirement. What should she do with the $100K?
This question and answer originally appeared at Quora. Firstly, I’m sorry to hear about your family’s loss. In these times the most sensible thing to do is to take your time. Don’t make what could be irreversible financial decisions if you aren’t in a clear financial...read more
This question and answer originally appeared at Quora. Firstly well done! I’ve written a little about how suddenly receiving a large sum of money can be a little bit of a shock or overwhelming. You will no doubt suddenly feel like you have all these extra things to...read more