Create Your Financial Plan

Take control of your money with your personal financial plan.

Your Plan

Take control of your money. Ensure your money works to create the life you want. Get personal 1-2-1 help with your finances.

Independent Financial Advice

If you are seeking unbiased advice for investment and retirement planning, tax and estate planning, or protection and mortgage advice, then please get in touch.

Money Musings

Regular thoughts on financial planning and investing, with timeless lessons, tools and techniques for managing your money.


A range of books covering key aspects of managing your money. A great place to start is the book Path to Prosperity.

Online Courses

Learn how to make good financial decisions with online courses that will make you fully informed, confident and comfortable with your money.

Britain's Debt Disaster

Discover our problems with debt, read how we ended up in this position and  hear my proposal for how we should resolve your debt disaster.

Take control of your money

Small Acorn Money has been established to teach you how to take control of your money and make better financial decisions.

It’s important to understand the math and jargon behind the financial world, but more important to ensure your money is aligned to your life and goals. This can often get lost in the noise.

There are two lessons that provide the foundation of Small Acorn Money. They are simple to learn, yet often, entirely ignored:

1. Spend less than you earn.

2. Invest to compound your returns.

When you combine these two lessons, your prosperity will gradually increase and your life will be enhanced; much in the same way as an acorn grows into an oak tree over many years.

I have established Small Acorn Money to offer an informative view on matters of personal finance. It has been established for those who:

  • Are wondering how to manage their your money in a complex world.
  • Wish to remain in control of their affairs.
  • Would like to be fully informed of the options and trade-offs with each decision they face.
  • Would like to be comfortable and confident in the decisions they take.
  • Would like to match their money to their life.

If this sounds like you and you want to take control of your money, then you’ve come to the right place.

Don’t leave your future prosperity to fate. Create your personal financial plan. Take control.

Mark Underdown | DipPFS IMC CeMap

Financial Planning Consultant

Compound interest is the eighth wonder of the world. He who understands it, earns it … he who doesn’t … pays it

Albert Einstein

Annual income twenty pounds, annual expenditure nineteen pounds nineteen shillings and six pence, result happiness. Annual income twenty pounds, annual expenditure twenty pounds ought and six, result misery.

Charles Dickens, from the book David Copperfield

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